19,178 Identity Theft Victims Per Day - Are You One Of Them?

Identity theft statistics are shocking. And we are told that it will only become worse,... Read More

Credit Damage: Getting Compensated for Your Loss

Until recently lawyers for victims of credit damage had little possibility to collect for damages... Read More

3 Ways to Improve Your Credit Score by 50 Points In Less Than 30 Days

In Less Than 30 Days. "What can you do to increase that set of three... Read More

To Repair Credit Is No longer Satisfactory - Learn How To Earn A Millionaires Credit In 30 Days...

To repair your bad credit does not necessarily mean that you now have a good... Read More

4 Steps to Creating Good Credit

As a consumer you've learned the importance of establishing a good credit rating with your... Read More

Beware of Falling Minimum Payments

If you opened a credit card statement recently and were pleasantly surprised to find that... Read More

Convenience Can Be Costly

You've just opened your credit card bill and attached to your statement you find a... Read More

Credit Repair Scams

"Erase Bad Debt !""Remove Negative Items From Your Credit Report"You've probably seen these headlines and... Read More

Debit Card vs. Credit Card, What Are The Differences ?

Ah, the "good old days". If you are a baby boomer, like me, then you... Read More

How Healthy Is Your Credit

There's only one way to discover the "health" of your credit. You need to examine... Read More

Top 5 Credit Misconceptions

We have all heard the rumors?from neighbors, relatives or friends. There are a wide variety... Read More

Your Guide On Choosing a Credit Card To Suit You

Reach into your wallet or purse, pull out a card, swipe, and you're done. It... Read More

4 Steps You Can Take If Your Online Credit Card Application Has Been Refused

Help! I've Been Turned DownYou received an envelope in the mail with a great offer... Read More

7 Surefire Ways To Repair Bad Credit

Do you have a poor credit rating? If so, you are one of tens of... Read More

5 Surefire Ways To Eliminate Credit Card Debt

Do you have enormous credit card debt? You are certainly not alone. According to research,... Read More

The Easy Way To Gain Access To Your Free Online Credit Report

When you apply for credit, those lending you the money want to know if you... Read More

Good Credit is King, When Qualifying for Mortgage Programs

If you want to purchase a new home or refinance your current mortgage, be sure... Read More

14 Common Credit Mistakes

Establishing credit and wisely managing your credit becomes easier when you know how. You'll feel... Read More

10 Step Credit Repair Guide

The process of clearing credit can be laborious and frustrating, but your efforts will be... Read More

New Credit Advice: Dont Pay off Those Credit Cards!

Credit needed for real estate mortgage financing differs from credit needed for consumer loans. If... Read More

How to Get Credit Reporting Agencies to Help You

The process of clearing credit can be laborious and frustrating. Understanding your rights empowers you... Read More

Credit Repair Companies and Credit Counseling

Let's be crystal clear, right up front. Paying someone to "fix" your credit is a... Read More

Credit Help for Real Estate Financing: Credit Scores

When you buy real estate, lenders run all of the "big three" credit bureau reports.... Read More

Credit Help for Real Estate Financing: Five Categories of Your Credit Score

1. Payment History -- 35%The number of accounts paid as agreed and a good payment... Read More

Dont Fall for Credit Repair Scams

We've all seen the ads on television or in magazines, shouting, "Erase bad debt!" or... Read More

Special Credit Information for Married Couples

If you are married, establish separate credit accounts.Try to finance real estate in just one... Read More

Give Yourself Credit

The Beginning of the Credit Card EraIn 1951, Diners Club issued the first credit card... Read More

Like It Or Not, You Have A Score To Settle!

Like It Or Not, You Have A Score To Settle! (Part 1 of 2 on... Read More

Get Your Credit Score To Soar In The Twinkling of An Eye

Ever wonder how a creditor decides whether to grant you credit? For years, creditors have... Read More

Some Truth About Credit

Credit is currently and has been historically an integral component of our economy. Credit contribute... Read More

Credit Card Rates - Negotiating Rates with Your Credit Card Company

Ok, let's face it, everybody hates high credit card rates, and they drain hard earned... Read More

Searching For A Low Interest Credit Card?

These days, people need to very carefully consider what type of credit card they will... Read More

Student Credit Cards

STUDENT CREDIT CARDS With graduate debt averaging over ?12,000, the ability to... Read More

Looking for that Low interest Credit Card?

If you have been shopping around for a Low Interest Credit Card you will notice... Read More

Credit Reports: Find out why you have been refused Credit.

You may already have 2 or more credit cards in your purse or wallet and... Read More

Useful Tips When Choosing Credit Cards

Chances are you have received your share of "pre-approved" credit card offers in the mail,... Read More

Credit Card Balance Transfers Explained

What is a balance transfer ? A balance transfer can be explained simply as a... Read More

Balance Transfers Introduction

Credit card balance transfer involves using a credit card to pay off the... Read More

What You Need To Know About Credit Cards

What is a credit card? A credit card is a card that allows you... Read More

10 Ways To Boost Your Credit Score

1. Deleting Errors in 48 HoursThis is the absolute fastest way to correct errors on... Read More

Free Credit Reports Now Available From the FTC

The Federal Trade Commission (FTC) has set up a new website (www.AnnualCreditReport.com) where US residents... Read More

Learn How to Improve Your Credit Score

Having a damaging credit record can hurt you in many ways. It may prohibit you... Read More

Credit Card Balance Transfers Can Help You Stop Putting Money Down The Drain

As you probably know, interest rates are at all time low right now and if... Read More

Credit Cards: How To Use Them

Credit cards can be a very quick way of getting into even more debt if... Read More

Credit Cards and How To Choose Them:

It may seem like a simple question but its important to take into account a... Read More

How To Start A Second SEPERATE Credit File!

Your personal credit file is separated from those with the same or similar names by... Read More

Credit Cards or Store Cards - Which Is Better?

Introduction In this article, a presentation is made of the differences between major credit... Read More

Simplifying Your Search For a New Credit Card

Today, selecting the proper credit card can be a bit confusing to say the least.... Read More

Why Should You Use Credit Cards

Believe it or not, the way society, especially the commercial side, is set up these... Read More

Credit Cards -- What You Should Know

There are a lot of questions about using credit cards. Here's some important points for... Read More

Beat Credit Card Companies at Their Own Game!

Have you ever wondered how much money a credit card company makes? Have you ever... Read More

The Truth About Credit

What you might not know about credit.Some people don't know about a loop hole in... Read More

Make Sure Your Credit Report Is Correct to Improve Your Interest Rates And Lower Insurance Premiums

Did you know that you could make sure to get the best rates on your... Read More

How a Credit Card Can Be Your Friend

We have all heard countless stories of people over their heads with credit card debt-maxing... Read More

Borrowing on a Credit Card

One of the easiest ways to borrow money of a financial institute is to use... Read More

Triple AAA in 30 Days

Have you ever wonder about how to get good credit with spending alot of money.... Read More

5 Killer Steps to avoid Credit Card SCAMS!

In August, 2004, the Federal Trade Commission issued their findings of a recent study, which... Read More

SuperCharged Secret 5, Credit Card Utopia

LIVING IN CREDIT CARD UTOPIALet's just take a brief moment to recap:If you've been following... Read More

SuperCharged Secret 4, Credit Card Utopia

YOU SCRATCH MY BACK, AND I'LL BUY SOME MORE BEER!Let's just take a brief moment... Read More

SuperCharged Secret 3, Credit Card Utopia

TURBO-CHARGED KILLER RATE SAVING INFORMATION!Let's just take a brief moment to recap:If you've been following... Read More

SuperCharged Secret 2, Credit Card Utopia

INTEREST BEWARE, THERE'S SAFETY IN NUMBERS!Note: The following is part 2 of a 5 part... Read More

SuperCharged Secret 1 of 5 - Credit Card Utopia

I AM THE CONSUMER. AND I HAVE LOW-RATE SUPER-POWERS!Note: The following is part 1 of... Read More

Beware of Bogus Credit Repair Companies!

So-called "credit repair" companies claim they can remove negative information from credit reports. Advertising as... Read More

Can You Acquire Good Credit Overnight? You Bet

Your credit file may not reflect all your credit accounts. Although most national department store... Read More

How to Dispute Credit Report Errors

Your credit report--a type of consumer report--contains information about where you work and live and... Read More

How Creditors Measure Your Credit Rating

Creditors will measure your credit rating based on the following three main things.CapacityCollateralCharacterThe three "C's"... Read More

Negotiating Rates with Your Credit Card Company

Ok, let's face it, everybody hates high credit card rates, and they drain hard earned... Read More

Lower Your Credit Card Interest Rate Now!

With today's credit card companies, there are many opportunities to get your cards rate of... Read More

Credit Establishment 101

There will come a day when you need credit. You may want to buy a... Read More

Top 5 Reasons To Check Your Credit Report Regularly

#1 Make sure mistakes aren't hurting your credit.Reviewing your credit report can help you avoid... Read More

Credit Cards For People With Bad Credit Scores

Sometimes life lands you in a situation that causes your credit to suffer. A job... Read More

How to Avoid Credit Card Late Fees

Everyone hates late fees and being late will cost you dearly these days. For some... Read More

Useful Tips On Avoiding Credit and Charge Card Fraud

Credit and charge card fraud costs cardholders and issuers hundreds of millions of dollars each... Read More

Your Credit Rating and How To Check It

There is a lot of confusion surrounding UK credit ratings, credit scores, credit blacklists, credit... Read More

Choosing A New Credit Card

1. Choosing A new credit cardThere are many reasons for choosing a new credit card.It... Read More

Clean Credit Report: Easily Raise Your Credit Score 100 points

Clean Credit Reports, your credit report contains information about where you work, live and how... Read More

Free Credit Reports: From The 3 Major Credit Bureaus!

Get your credit report online for FREE. Many financial advisors suggest that you periodically review... Read More

Stop Credit Card Offers

You can stop receiving credit card offers in the mail! It's really easy to do... Read More

Secured Credit Cards- Consumer Tips

Whether you have no credit or damaged credit, secured credit cards are a good tool... Read More

Student Credit Cards 101

If you're a college student, you probably already have a credit card. If not, you... Read More

Credit Traps Snag Consumers

Nearly 20 years ago I worked for a small consumer advocacy organization in Washington, DC.... Read More

How To Eliminate Credit Card Debt

There is almost nothing more troublesome than having too much debt to pay each month.... Read More

How To Use Your Credit Cards Wisely

Are you one of the thousands pulling your hair out trying to figure out how... Read More

How To Read Your Credit Report

The Fair and Accurate Credit Transactions Act, signed into law on Dec. 4, 2003, gives... Read More

New Credit Scoring Model Could Help Millions

Mark and Beth, a young married couple in their twenties, established a goal to buy... Read More

Comprehending a Credit Report

Obtaining a credit report is an excellent way to begin taking control of your financial... Read More

Building Business Credit

Most businesses want to be able to borrow money when they need it, without the... Read More

Warning: Todays Non Profit Credit Counselors Are Yesterdays Bill Collectors!

Here's a dirty secret, today's "non profit credit counselors" are often just front organizations paid... Read More

Why Americans Find Predatory Lending Offensive

"Menis - the author translates as "indignant rage" - It is the kind of rage... Read More

Rewards Cards - Are They Right For You?

Rewards cards have become the latest rage in the credit card industry. In the past,... Read More

10 Tips To Prevent Credit Card Fraud

Imagine opening your credit card statement one morning and discovering to your horror that you... Read More

How To Save Money On Credit Cards

Some credit cards offer a cash advance option. But how good a deal is this?Not... Read More

The Three Largest Factors In Your Interest Rate

There are three major factors that affect how much you pay for a loan. Understanding... Read More

How To Choose A Credit Card

Your credit score may just be a little number, but it packs a big punch.... Read More

The Advantages of Credit Cards

There are many evils associated with credit cards, but there are benefits that are hard... Read More

Credit Card Companies Are Out for Your Money

You're probably thinking "Tell me something I don't know" but in this time of low... Read More

Avoiding Credit Card Traps

The next time you open your credit card statement, take a closer look at the... Read More

Tips For Getting Your First Credit Card

Most of us get a credit card on our name when we go to college... Read More

Keep Your Credit History Clean - Remove A Negative Credit Record From Credit Report

The three major credit bureaus, Experian, Equifax and Trans Union are similar and feature a... Read More

Minimize your Risk for Identity Theft

Identity theft is the fastest growing crime in America. According to the Federal Trade Commission,... Read More

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New Credit Scoring Model Could Help Millions

Mark and Beth, a young married couple in their twenties, established a goal to buy... Read More

Repairing Your Credit Score and Clearing Derogatory Marks on Your Credit Report

Raising your credit score can be a fairly simple and straightforward process unless you have... Read More

What Does Your Credit Say About You?

A credit report is more than just a snapshot of your financial picture; it can... Read More

Establishing Credit ? What You Need To Know Part 2

In my previous article "Establishing Credit ? What You Need To Know Part 1" I... Read More

Maximizing Credit Card Rewards

In their quest to get you to sign up for their credit card, banks and... Read More

What is a Credit Card?

A credit card allows you to buy things even though you might not have the... Read More

All You Wanted to Know of Bad Credit

Martin Henderson is in a fix these days. Because of his failure to repay a... Read More

Important Things to Know About Divorce and Credit

Joint debts remain joint debts.Both spouses signed a legally binding contract with the creditor, and... Read More

Your Credit Score

Credit scores: all lenders use credit scores to determine interest rates and credit limits.The credit... Read More

Choosing The Best Credit Card To Apply For

Always shop around to get the best deal when choosing which credit card to apply... Read More

Fair Credit Reporting Act: What You Should Know About It?

The Federal Fair Credit Reporting Act (FCRA) is designated to promote accuracy, fairness, and privacy... Read More

Which Credit Card?

Bewildered by the sheer variety of debit cards and credit cards? Here is a breakdown... Read More

Tips for Choosing a Credit Card Company

Credit Cards are essential for any consumer today. However, when choosing a new credit card... Read More

Credit Cards For People With Bad Credit Scores

Sometimes life lands you in a situation that causes your credit to suffer. A job... Read More

Why Does FACTA Matter to Me?

FACTA stands for Fair and Accurate Credit Transaction Act. FACTA is the law which allows... Read More

Credit Cards

Credit cards are a form of unsecured credit. The issuer is extending you a line... Read More

Like It Or Not, You Have A Score To Settle!

Like It Or Not, You Have A Score To Settle! (Part 1 of 2 on... Read More

Free Credit Reports - How to Maintain Your Credit Profile

Maintaining your Credit ProfileEvery consumer should be maintaining their credit profiles to ensure the highest... Read More

How To Establish Great Credit

Building a good credit history is important. If you have no reported credit history, it... Read More

Its Your Credit - Take Care of It!

Thanks to the Fair and Accurate Credit Act, American consumers can receive a free annual... Read More

Choosing A New Credit Card

1. Choosing A new credit cardThere are many reasons for choosing a new credit card.It... Read More

How Your Credit Rating Affects You, and How to Check It

You might not know it, but every time you take out any kind of loan... Read More

Is Your Credit Score Costing You Money?

Most of us want a good credit report to obtain automobile financing, credit cards, and... Read More

Building Good Business Credit After Bad Credit

Can you establish good business credit if you have bad personal credit? The answer is... Read More

Debt Collection Agencies

Debt collection agencies are often a viable option for receiving payment on overdue bills. Here... Read More

Good Credit is King, When Qualifying for Mortgage Programs

If you want to purchase a new home or refinance your current mortgage, be sure... Read More

Credit Repair, How To

Credit repair, is in a word, vital to reestablishing your credit. Unless you plan to... Read More

Making Sense of the Information in Your Credit Report

If you've ever applied for a credit card or loan, you've probably had your credit... Read More

Common Credit Score Myths

A lot of credit score myths about fico score ratings get spread around and some... Read More

Finding What is on Your Credit Report

A credit report is basically a file about you kept by lenders and banks. As... Read More

Student Credit Cards

STUDENT CREDIT CARDS With graduate debt averaging over ?12,000, the ability to... Read More

It Takes Credit To Build Credit

Using a credit card wisely is an important step in building a good credit rating.... Read More

Credit Cards: How To Use Them

Credit cards can be a very quick way of getting into even more debt if... Read More

Have You Checked Your Permanent Record Lately?

As a young student I feared getting bad grades because I didn't want any bad... Read More

Beware of Bogus Credit Repair Companies!

So-called "credit repair" companies claim they can remove negative information from credit reports. Advertising as... Read More

5 Steps You Can Take to Get Paid!

There are always some companies that have past due invoices and can't seem to get... Read More

Avoiding Credit Card Traps

The next time you open your credit card statement, take a closer look at the... Read More

Harassment of People in Debt by Creditors

HarassmentHarassment of people in debt by creditors or their agents is a criminal offence under... Read More

Online Credit Report and Online Credit Reports

Online credit reports are easily accessible to those interested in viewing them. If you have... Read More

Useful Tips On Avoiding Credit and Charge Card Fraud

Credit and charge card fraud costs cardholders and issuers hundreds of millions of dollars each... Read More

Credit Card Rates - Negotiating Rates with Your Credit Card Company

Ok, let's face it, everybody hates high credit card rates, and they drain hard earned... Read More

Credit Card Balance Transfers Can Help You Stop Putting Money Down The Drain

As you probably know, interest rates are at all time low right now and if... Read More

Credit Report ? How Your Credit Score is Determined

Most consumers are aware that they have something known as a credit report that is... Read More

5 Ways To Raise Credit Score

It's not as hard as you think to raise credit score. It's a well known... Read More

Identity Theft ? Who Would Want Mine?

With all my bills who would possibly want my credit? Let them steal my identity... Read More

Winning The Credit Game!

Everywhere we go, the word credit can be found, shining huge dollar signs in front... Read More

Fun with Credit Cards

For those of us who know how to use them properly, credit cards can actually... Read More

Credit Cards and How To Choose Them:

It may seem like a simple question but its important to take into account a... Read More

5 Killer Steps to avoid Credit Card SCAMS!

In August, 2004, the Federal Trade Commission issued their findings of a recent study, which... Read More

How Your Credit History Can Affect Your Life

Your credit history is an important aspect of your life. Maintaining your credit rating is... Read More