Talk Your Way to Financial Freedom

Feeling trapped by lack of funds? We can learn from those who live comfortably and retire early. They use language differently from those who are stuck in a scarcity process.

1. Banish the word "expensive" from your vocabulary. Replace with, "That's not a priority for me."

"Expensive" is relative.

In my town, a group of people get together every day for coffee and conversation. One person I'll call Jane, refused to participate

"Two dollars for a cup of coffee? " she sniffs. "Expensive!"

When you work at home, you need a break and you want to talk to other like-minded people. The value of coffee is table rent and support. Folks who participate are not just buying coffee -- they're buying motivation.

My acquaintance "Tom" refused to pay a few hundred dollars for professional help with his resume. "Too expensive," he said. "I can do it myself and my friends will give me feedback."

Tom continued to send out resumes with no results, not realizing every week he delayed finding a job would cost him hundreds, even thousands of dollars. And his friends were even more clueless about resumes than he was.

Bob hires a coach to keep him motivated as he builds his business. Expensive? Sure -- but he feels he's spending five thousand dollars a year so he can build his income to a hundred thousand dollars a year...or more.

My friend "Laura" used to get her nails done every week while she was unemployed and broke and had no interviews lined up. Impractical? Frivolous? Expensive?

For Laura, manicures were a symbol of where she had been and where she will be in the future. She spent money for her priority with no regrets.

2. Banish the sentence "I can't afford it." Replace with, "That's on my wish list."

Adding an item to your official wish list makes a statement. Do you really want a new car, kitchen set or vacation? Or do you realize you already have what you "can't afford?"

Looking around my eclectic collection of living room furniture, I can dream of spending lavishly for designer furniture, ceramic artwork and crystal lamps. I also know these items will never appear on my wish list.

Even the best-mannered cat will deposit an occasional surprise on the couch, and the dog's exuberant personality can leave a trail of broken glass. Regardless of politics, many of us empathized when the wife of newly-elected Governor Jeb Bush admitted," When you have pets you can't have an elegant home."

Saying "can't afford" puts you in a one-down position. Creating a wish list generates abundance and clarifies values. I'd put "three cats and two dogs" on my wish -- but not "designer furniture."

3. Forbid all talk about what you don't have. Replace with appreciation for what you enjoy now.

Hortensia complains about her lack of money . True, her salary is not high by any standards -- but her job offers security, generous vacation time, and excellent retirement benefits. Her location allows her to hike in the woods and fish in the lakes.

An image of abundance will enhance your strengths. Most of us have more than we realize -- in real as well as abstract terms. I encourage clients to meet with a financial planner, especially if they're facing experiencing career transition. Often a professional review helps people realize they're better off than they realized.

Bottom Line

Talking your way to financial freedom -- simple? Yes, but effective. Try these steps for a week and notice a difference -- first in your thoughts, soon in your life

I offer one-to-one consultations on career strategy.

About The Author

Cathy Goodwin, Ph.D., is an author, speaker and career/business consultant, helping midlife professionals take their First step to a Second Career. http://www.cathygoodwin.com.

"Ten secrets of mastering a major life change" mailto:subscribe@cathygoodwin.com

Contact: cathy@cathygoodwin.com 505-534-4294

The Beast

What does one do when one is too old, too weak, and feels powerless and... Read More

Millionaire Mindset: We Become What We Think About

In studying wealth, we learn the power of using our mind to attract either success... Read More

Attraction Tools for Success: Manifesting Your Intentions

There are several books now that discuss the power of thought and... Read More

Manifesting Money

You are a money magnet. Money is flowing to you twenty four hours a day,... Read More

What Did I Do? Will Someone Tell me?

There are many systems, psychology analyzes and personality typing in order to help people understand... Read More

Discover the Magical Power of Pulling Heartstrings ...Its Mindblowing!

I wish you never have to go through that kind of pain!Last week, I was... Read More

Any Woman Can Become a Modern Goddess and Attract Good Things With Ease

The Great Goddess may be an ancient echo in the collective unconscious of the human... Read More

Ego, Arrogance, and Self-Esteem

The pursuit of pleasure and the avoidance of pain are not our only motivators. Whether... Read More

Affirm Actions: Stop Lying to Your Soul and Make It Real!

I hear of so many people using affirmations as the universal remedy for everything that... Read More

Attracting Opportunity -- 10 Tips

You get what you attract ? with your thoughts, words, beliefs, actions and inactions. Here... Read More

Hearts Made Strong

The heart seems to be one of the most vulnerable in the system because it... Read More

Motivation for Life: What Would You Do if You Could Have a Do Over?

"The only thing it takes 365 days to change is a year" - Hypnotherapist David... Read More

Feeding

The purpose of human existence is to send out impulses to influence the environment and... Read More

Creativity, The Law of Attraction, & Networking

Hello Creative Entrepreneurs!I hope this finds you all doing well and living & loving your... Read More

Creating Your Future

The questions of life may call to you. You may wonder about your purpose. You... Read More

How to Better Improve Your Life Through the Power of Change

I am a physicist by education, and a practical business entrepreneur by profession ? two... Read More

Are You a Wildflower?

Wildflowers grow from mere dust to reach their full potential.Wildflowers grow well, even in adverse... Read More

Limiting Perceptions and Broadening Horizons

If you live in modern society I'm sure at some point in your life you've... Read More

Follow Your Dream

If you have a dream, follow it. No matter how wild, outrageous, and improbable it... Read More

Dont Be Afraid to Let Other People See Who You Really Are!

Do you know anybody that you consider to be particularly engaging and lively? Take a... Read More

The Take-off!

"I just can't start a conversation with women, and it's killing me. I'll see a... Read More

7 Ways to Drive a Man Wild

It's unbelievable the amount of bad advice there is out there on how to seduce... Read More

Create Your Own Luck

I find it particularly disheartening when I hear someone refer to a person's success and... Read More

Write Goals, Say Prayers, and See Your Successful Future

Would you like to have more success in your life? Yes, I'm sure that you... Read More

Plug in with a Pupose!

Imagine that each person on this planet carried with them a teaspoon of soil or... Read More

Who Do You Want to Meet?

One of the goals that I encourage my clients to work on is to create... Read More

Break the Cycle

The other day I was walking out of a store and a guy who appeared... Read More

How To Improve Your Life Instantly!

Your mind power makes what you focus on happen. You create what you think about... Read More

One of the Many Ways That The Science of Getting Rich by Wallace Wattles Gets It Right

I probably would not be able to count the number of different kinds of wrong... Read More

Jedi Mind Tricks - How To Make Suggestions Like A Jedi Master

Being a child of the Seventies I'm a real fan of the original Star Wars... Read More

My Eight Success Secrets

These eight success secrets apply to anything you do in life, not just to doing... Read More

The Path of Appreciation

Without appreciation, any success you have will be in vain and worthless. Yes, you would... Read More

You Attract What You Are

It's been said that, "To attract attractive people, you must be attractive. To attract powerful... Read More

Getting the Universe to Work for You

Wouldn't it be great to know that you have something as enormous as the Universe... Read More

Improve Your Conversations By Watching Talk Show Hosts

If you want to learn how to be a good conversationalist, a really useful place... Read More

Heal Thyself First

As I connect with more and more women I am seeing that many have a... Read More

100 Ways to Keep Your Lover ? Happy ? At Home!

Here are over 100 ideas to help you keep monogamy hot!1. Find out what music... Read More

Reminding Yourself of Prosperity

Have you ever heard the phrase, "Thoughts are things and words have wings?" This phrase... Read More

Do I Need to Visualize to Manifest my Desires?

You've heard me talk in previous articles about Deliberate attraction. The Law of Attraction is... Read More

Get More Personal

Most folks who know me, know that when people write me I always like to... Read More

7 Steps To Having More Energy

1. Get enough sleep.Sleep deprivation is the most common cause of low energy and fatigue.... Read More

What Did You Want To Be When You Grew Up

When I was seven years old I wanted to be an author. Not a writer,... Read More

Relationships - 9 Never-Changing Rules

In a relationship, your ability to understand and respond to the other person's needs and... Read More

The Monkey And The Spreadsheet

When the mind was fidgety, like a monkeyWhen you felt restless, it helped to understand... Read More

You Can?t Seek for Change and Control at the Same Time

I saw a coaching client recently who wanted to get right down to business and... Read More

4 Simple Steps To The Good Life

If you want to create the good life -- a life filled with more achievement,... Read More

Are You a Sheep in People Clothing?

Many people, who feel that they are independent and communicate well, are actually sheep in... Read More

The Clich? of Balance

The world we are living in is changing at a fast pace. Never before in... Read More

Making New Friends

How do we make friends? More importantly if dropped into a new city or a... Read More

The Self Appreciation Enhancer

Very often when you are talking to people what you really want deep down is... Read More