Choosing the Best Low Interest Credit Card

With so many low interest credit cards on offer, how do you know which one to choose? Here is a brief guide for choosing your low interest credit card.

The Chase Manhattan MasterCard is a great choice, for those with an excellent credit rating. It has an introductory APR of 0%, for up to six months, which is a great option if you plan on transferring your existing balances to your new account. If you currently bank at Chase Manhattan, you can earn additional rewards with this card, like a longer APR term. If you do a lot of travelling, you will like this MasterCard, because it has the Chase Travel Reward program, which lets you earn 1 point for every $1.00 that you spend and gives you automatic worldwide travel accident insurance, up to $500,000.00 and offers you a discount at Hertz Car Rentals.

If you are looking for a straightforward, low interest credit card, the Blue Card from American Express is a good choice. Like the Chase Manhattan MasterCard, it also has a great low interest rate of 0% for up to 15 months, for those who qualify. The advantage to having this card, however, is that is imbedded with a Smart Chip, to help you track unauthorized purchases and it allows you to opt to carry a balance throughout the year or pay the full amount monthly, like a traditional American Express card.

Another low interest credit card package which will give you a low interest rate is the Chase Travels Reward MasterCard, which is perfect for those who travel frequently. In addition to its introductory low-rate, it offers a low interest rate for balance transfers. It has a generous credit limit of up to $50,000.00, for qualified users and will reward you with 1 point for every dollar that you spend with your card, which can be redeemed at various hotels and restaurants.

There are many great credit card offers which will give you a consistently low interest rate, all you have to do is apply!

Jeff Lakie is the founder of Credit Card Resources, a website providing information on credit cards.

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