How To Avoid Becoming A Victim of Identity Theft

With identity theft statistics currently at an all time high, and climbing, it just makes sense that we should all be doing everything we can to protect ourselves.

One of the most prevalent yet overlooked ways your personal information and passwords may be being compromised is through the presence of Spyware on your computer.

Note these very disturbing Facts about Spyware and Identity Theft:

- 27.3 million Americans have been victims of identity theft in the last five years, including 9.91 million people or 4.6% of the population in the last year alone.

- Spyware infects 91% of all computers. That equates to an alarming 9 out of 10 computers!

Stop thinking Identity Theft can't happen to you. It can.

Spyware is without doubt the most prevalent threat to online computer privacy and security.

You maybe wondering, exactly what is Spyware?

Spyware applications are programs and files that hide on your PC's hard drive without your direct knowledge. They allow hackers and advertising companies to track your every move, both online and even when you work offline.

Tracking the websites you visit, the items that you buy online, the emails you send and receive, your Instant Message dialog, and worst of all they can even record your credit card number, personal identification numbers, and all of your passwords.

If you use dial-up to connect to the Internet then spyware can be used to bill 900 numbers to your telephone bill.

Spyware allows hackers to take control of your browser and alter your computer system files.

These computer parasites slow down your Internet connection by inundating you with unwanted Spyware pop-up ads.

This is just a short list of the harm that Spyware can cause.

Note: Spyware and Adware cannot be detected by anti-virus and firewall software.

Have you noticed your computer running slower than ever?

The reason for that may have to do with online advertisers adding Spyware, or Adware to your computer without your knowledge.

What is Adware?

Adware works very much like Spyware.

Adware is software that will show you popup ads over and over. These files can also be extremely dangerous to your PC and could cause major problems with your Computer.

If you're still wondering why you should be concerned about adware or spyware, consider this reality.

Through the use of adware and spyware your passwords, credit card numbers and other personal information could end up in the wrong hands.

In an attempt to provide some much-needed information on the subject of spyware, adware and identity theft I've compiled a Special Report called Spyware! How To Get and Stay Safe.

The report is in PDF format and can be had for the asking by visiting the following URL: http://www.easyho w-to.com/identity-theft-avoidance.htm

Clyde Dennis, a.k.a. "Mr. How-To", is Editor at EASYHow-To Publications and has been contributing articles that help people make their lives better since 1999. At his web site, The "How To" Library, you'll find a collection of the latest tools, tips, and information you need to help you get things done. For more information visit http://www.EASYHow-To.com

Your Guide On Choosing a Credit Card To Suit You

Reach into your wallet or purse, pull out a card, swipe, and you're done. It... Read More

Credit Card Debt: One Way To Avoid It

One of the biggest problems people have in these modern times is Credit card debt,... Read More

Maximizing Credit Card Rewards

We spend money every single day on many different types of products and services and... Read More

How Your Credit Rating Affects You, and How to Check It

You might not know it, but every time you take out any kind of loan... Read More

Understanding Credit Report Score

Understanding credit report scores is important when you see your credit report because you need... Read More

How To Read Your Credit Report

The Fair and Accurate Credit Transactions Act, signed into law on Dec. 4, 2003, gives... Read More

Tips for Choosing a Credit Card Company

Credit Cards are essential for any consumer today. However, when choosing a new credit card... Read More

Choosing The Best Credit Card To Apply For

Always shop around to get the best deal when choosing which credit card to apply... Read More

Tired Of Being Broke?...Learn How To Force Banks To Give You Money!

Imagine...obtaining credit that's incredibly easy...opening doors of opportunity you never even considered being possible. Credit... Read More

The Next Person With Credit Problems Got Their First Credit Card Today!

One of the focus areas of my information is the absolute necessity of changing the... Read More

What Is A Credit Report?

Even if you have heard of a credit report, you may not know exactly what... Read More

Choosing a Credit Counseling Company

If you have considered credit counseling as an option to your financial problems, then you... Read More

Secured Credit Cards- Consumer Tips

Whether you have no credit or damaged credit, secured credit cards are a good tool... Read More

Free Credit Report ? A Website Typo Could Be Costly

In 2003, Congress passed the Fair and Accurate Credit Transactions act (FACT), which made it... Read More

Why Does Your Credit Card Rate Keep Going Up?

Have your read your credit card contract through completely? Do you know when it is... Read More

Credit Repair Services vs. Do-It-Yourself Credit Repair

Millions of Americans suffer because of bad credit these days, and almost all of these... Read More

Learn How to Improve Your Credit Score

Having a damaging credit record can hurt you in many ways. It may prohibit you... Read More

My Credit Card Application Was Rejected! Now What?!?

No doubt, you've probably gotten literally hundreds of credit card applications in the mail and... Read More

What is the Check 21 Act?

Check 21 is the common name for the Check Clearing for the 21st Century Act.... Read More

Credit Report ? How Your Credit Score is Determined

Most consumers are aware that they have something known as a credit report that is... Read More

Taking Control of Your Credit History

Your credit history is important; in fact, in this day and age, only family and... Read More

Credit Cards, Merchant Accounts, and Your Bottomline

Q: I'm opening a gift shop and want to be able to accept credit cards.... Read More

Establishing Credit ? What You Need To Know Part 1

Establishing credit is one of the most important things you can do in order to... Read More

4 Steps You Can Take If Your Online Credit Card Application Has Been Refused

Help! I've Been Turned DownYou received an envelope in the mail with a great offer... Read More

How to Deal with Hire Purchase Debt

WHAT IS HIRE PURCHASE/CONDITIONAL SALE?Although people often talk about "buying on HP", Hire Purchase Agreements... Read More

Your Credit Rating and How To Check It

There is a lot of confusion surrounding UK credit ratings, credit scores, credit blacklists, credit... Read More

Credit Trap: What They Dont Tell You About Credit Cards In College

In industrialized nations, going into debt starts early. It's easy for an eighteen-year-old to get... Read More

Give Yourself Credit

The Beginning of the Credit Card EraIn 1951, Diners Club issued the first credit card... Read More

Good vs. Bad Credit Debt

Do you know the difference between good and bad credit debt? Most everyone seems to... Read More

10 Tips To Prevent Credit Card Fraud

Imagine opening your credit card statement one morning and discovering to your horror that you... Read More

A No-Brainer Way Of Getting Credit And Credit Cards

What Is Your Credit Rating Now?If you have any charge accounts now, or have ever... Read More

Credit and Banking Money Saving Services

The first rule when applying for banking and credit services is to always read the... Read More

Credit Cards - A Blessing or a Curse?

Owning a credit card can be quite an advantage. Whether making online purchases, booking an... Read More

What Can Happen to You as a Victim of Identity Theft, Facts & Figure

Is identity theft really that serious? Thousands of people every year are victims of this... Read More

What is a Credit Card?

A credit card allows you to buy things even though you might not have the... Read More

Have You Ever Opened a Checking Account?

Maybe some of you are saving it in your trusty piggy bank, under your mattress... Read More

How To Save Money On Credit Cards

Some credit cards offer a cash advance option. But how good a deal is this?Not... Read More

Practical Suggestions for Protecting Yourself From Identity Theft

It's no surprise that thousands of Americans are victimized by identity theft each year. Last... Read More

Credit Card Balance Transfers Explained

What is a balance transfer ? A balance transfer can be explained simply as a... Read More

Small Business Credit Cards

So what do you look for when applying for a credit card for your small... Read More

Useful Tips on Borrowing Money

Here are some useful tips on borrowing money. Borrowing money is one of the most... Read More

How Can A Qualified Mortgage Consultant Help Boost Your Credit Scores?

Consumers interested in purchasing or refinancing a home will pay an interest rate based on... Read More

5 Surefire Ways To Eliminate Credit Card Debt

Do you have enormous credit card debt? You are certainly not alone. According to research,... Read More

Teaching Students To Keep Out Of Credit Card Debt - The Parents Role

Parents have the full responsibility for their children and their education. It is up to... Read More

Clean Credit Report: Easily Raise Your Credit Score 100 points

Clean Credit Reports, your credit report contains information about where you work, live and how... Read More

SuperCharged Secret 5, Credit Card Utopia

LIVING IN CREDIT CARD UTOPIALet's just take a brief moment to recap:If you've been following... Read More

Four Tips How Homeowners Can Rebuild Their Life After a Foreclosure

Let's face it, if you are facing the possibilities of losing your home due to... Read More

How To Survive In A Plastic World, Qualifying For Credit Card

Let's face it, having credit is no longer a choice. "Don't leave home without it"... Read More

How to Avoid Credit Card Late Fees

Everyone hates late fees and being late will cost you dearly these days. For some... Read More

How Credit Scoring Works

The all important credit score! It determines the amount of loan you can get, it... Read More